♿ Disability Insurance UAE
Secure Your Income. Protect Your Future.
What happens if you become ill or injured and can’t work anymore?
That’s where Disability Insurance becomes your financial safety net — replacing your income when life takes an unexpected turn.
At Insurance UAE, we provide customized disability coverage to protect your salary, savings, and family’s lifestyle in case of a temporary or permanent disability.
✅ What is Disability Insurance?
Disability Insurance (also known as income protection insurance) provides regular income replacement if you become unable to work due to:
- Accidents
- Illnesses
- Injuries
- Permanent physical or mental disability
Whether you are an employee, freelancer, or business owner, this coverage helps you stay financially stable when you can’t earn.
🩺 Why You Need Disability Insurance in UAE
- UAE medical care is expensive without proper coverage
- No government-funded disability income for expats
- Most employer health plans do not cover long-term disability
- One accident can stop your ability to work — temporarily or permanently
🔍 Types of Disability Insurance
1. Short-Term Disability Insurance
Provides income for a few months if you’re temporarily unable to work.
✅ Covers:
- Recovery from surgery
- Short-term illness or injury
- Pregnancy-related complications
⏳ Duration: Up to 6 months
💰 Coverage: 50–70% of your monthly income
2. Long-Term Disability Insurance
Pays monthly income if you’re permanently disabled or unable to work for a long time.
✅ Covers:
- Paralysis
- Stroke
- Serious mental health conditions
- Chronic illness or permanent injury
⏳ Duration: Up to retirement age or as specified in the policy
💰 Coverage: 40–60% of income (depending on your plan)
📋 What’s Covered?
| Event/Cause | Covered? |
|---|---|
| Workplace Injuries | ✅ |
| Accidents outside of work | ✅ |
| Chronic Illness (e.g., cancer) | ✅ |
| Mental Health-Related Disability | ✅ |
| Disability from Pre-existing Issue | ❌ (varies by plan) |
| Pregnancy-related Disability | ✅ (short-term plans) |
💡 Key Benefits
✔️ Replaces part of your lost income
✔️ Pays for rent, loans, food, school fees
✔️ Helps maintain your family’s lifestyle
✔️ Reduces stress during recovery
✔️ Full protection in the UAE or abroad (based on plan)
💰 Sample Premium Rates
| Plan Type | Monthly Premium (Approx.) | Income Covered |
|---|---|---|
| Individual Basic | AED 70–150 | Up to AED 7,000/month |
| Individual Premium | AED 200–500+ | AED 10,000–25,000/month |
| Corporate/Group Plan | Custom Quote | Based on salary level |
👨👩👧 Who Can Get Disability Insurance?
- UAE Residents (Employed, Self-employed, or Business Owners)
- Expats & Nationals (18–60 years old)
- Companies offering employee benefits
- High-income professionals (doctors, executives, etc.)
📞 How to Apply
- Choose your coverage amount (AED 5,000–25,000/month)
- Submit Emirates ID, passport & salary slip
- Complete a short medical form (if required)
- Receive your e-policy in 1–2 days
🔐 Why Choose InsuranceUAE.Life?
✔️ UAE-Approved Insurers
✔️ Affordable Monthly Plans
✔️ Tailored Solutions for Individuals & Businesses
✔️ English, Arabic, Urdu & Hindi Support
✔️ Fast Payout Process for Claims
✔️ Trusted by hundreds across Dubai & UAE
📣 Website CTA Example:
Don’t Let Disability Disrupt Your Life.
Get up to AED 25,000/month if you can’t work.
✅ Trusted Insurers | ✅ Easy Signup | ✅ Instant Quotes
👉 Apply Now at InsuranceUAE.Life
📍 Contact Us
📧 Email: info@insuranceuae.life
📞 WhatsApp: +971 (your number)
🏢 Office: Silver Tower, Business Bay, Dubai
🌐 Website: www.insuranceuae.life
