If you’re referring to All Risk Insurance in the UAE and want a quick overview or are looking to offer/promote it via your Life Insurance UAE business, here’s a clear explanation you can use:
✅ What is All Risk Insurance in the UAE?
All Risk Insurance is a comprehensive insurance policy that provides coverage for a wide range of risks or losses — unless they are specifically excluded in the policy.
Unlike basic insurance policies that only cover named perils (like fire or theft), All Risk Insurance covers all accidental damage or loss, making it ideal for protecting valuable assets.
🔒 Common Areas Where All Risk Insurance is Used:
- Property Insurance – Covers buildings, offices, homes from unforeseen events.
- Contractors’ All Risk (CAR) – Used for construction sites and projects.
- Equipment Insurance – For high-value electronics, machinery, or tools.
- Personal All Risk – Covers valuable personal belongings like jewelry, laptops, etc.
📝 What It Typically Covers:
- Fire, flood, theft, vandalism
- Accidental damage
- Natural disasters
- Loss during transit
❌ Common Exclusions:
- War or terrorism
- Wear and tear
- Mechanical failure
- Negligence
📌 Example Use (For Marketing on your site):
Protect What Matters Most.
With All Risk Insurance UAE, you get comprehensive coverage for your business or personal valuables — with minimal restrictions and maximum peace of mind.
✅ Instant quotes | ✅ Custom plans | ✅ Easy claims
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